Chairman of the American Brain Trauma Foundation. Alan Quasha has a Master of Law degree from New York University Law School
INTRODUCTION
In this opportunity to further discover the world of finance in the thousand learn new things, find the key concepts you full of knowledge, lending will have no doubt of what is and how it works.
We hope that the banking information provided is of help in jobs your life, do not stay with curiosity to know what the financial system, but not dare to stay in mediocrity.
THE FINANCIAL SYSTEM
CONCEPT .- The group cash of companies engaged channeling financial resources to economic agents overactive Operators deficits.
The agents are those with surplus surplus money and are willing investment to provide such business loan excess in exchange for a fee, the agents are those with mortgage a deficit need resources for investment or consumption.
The financial system is important because trading it channels the money insurance worth of surplus to the agents of production and consumption fund activities.
The purpose of business loans a financial system is put into contact (intermediate) to people who need money (plaintiffs) and they have it (suppliers), this funding is in addition fulfills the market function of assisting the efficient management movement of money, business this is the payment system.
money credit What does ACTIVITY '
FUNDING .- When individuals or companies who have the money deposited with an institution's financial system becomes a banking jobs savings or investment, which allows the financial institution to direct individuals or companies who need funding becoming, this placement of investment credit it said.
SYSTEM OF PAYMENT .- To be able to buy, stock sell or transfer money stock quotes between individuals and companies are using tools such as:
Money: banknotes and coins in pesos or other financial countries elo analyst dollar.
Electronic accounting means: SPEUA transfers between accounts, utility payments with debit cards, electronic monederosm.
bank loans DOCUMENTS: Checks notes, bills of exchange, promissory notes, credit card known as vouchers.
Peruvian financial system .- The Peruvian financial system is regulated by the Reserve Bank and the stocks system is made up of the financial services banking loan system, no banking system and the stock market.
Currently this system is developed in an open market and then comparing the loans result of financial reform in the country, which has led to a predominance of foreign capital in financial bank institutions.
MARKET VALUES
Segment of the financial system, which provides direct financial intermediation, is given this name because the agents get direct funding deficits by selling securities, such as stocks and bonds to surplus staff.
It differs in stock quote the structure of the stock market, two markets:
PRIMARY MARKET
Segment of the stock market where companies offer early securities issues in order to obtain funding for the execution of their projects.
Secondary markets
Segment of the market where securities are traded securities issued and traded in investments the cash loan primary market and whose prices fluctuate according to supply and demand. This banks market is also stock market called the stock market.
NO BANKING SYSTEM
Is one segment of the financial intermediation system indirect grouping the various institutions that capture and debt channel resources, but does not qualify as banks, among these we have:
online banking FINACIERAS
Institutions aimed at brokering funds received under different forms (with the exception of demand deposits), first facilitate the placement of securities issues, securities transactions and provide financial consulting, among other activities.
Its main functions are:
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